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Business-Model-Canvas Umojalands System

Umojalands is a business model canvas for an agricultural platform that connects farmers, financiers, and farmland. Key activities include onboarding farmers, conducting data analytics, and refining service offerings. The value propositions are providing real-time farm information and credit scoring to financiers, while farmers gain access to farmland and loans through a streamlined digital process. Revenues are generated from access fees, loan commissions, and marketplace commissions.

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Gavi
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36 views

Business-Model-Canvas Umojalands System

Umojalands is a business model canvas for an agricultural platform that connects farmers, financiers, and farmland. Key activities include onboarding farmers, conducting data analytics, and refining service offerings. The value propositions are providing real-time farm information and credit scoring to financiers, while farmers gain access to farmland and loans through a streamlined digital process. Revenues are generated from access fees, loan commissions, and marketplace commissions.

Uploaded by

Gavi
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Business Model Canvas Umojalands

Key partners Key activities Value proposition Customer relationships Customer segments
For Financiers: - To Farmers:
- Microfinance - Farmer onboarding - Track info in real time safe, secure, fair, data privacy Farmers:
- Investors - Data Analytics - Eliminate paperwork - Demographic
- Banks - Engage the participants - Control risk in all stage of agric - Financiers: ability to - Micro-geographic
- Insurances - Refine value proposal activities generate credit score, - Income Level
- Agriculture labs - improve data - Use an AI-powered credit transparency, data
scoring system accuracy, data privacy
- Data warehousing Financiers:
- Access to farmer data digitally
Other partners: - Loan Product
- Specialised For farmers: - Loan portfolio
technology providers Key resources - Access to vacant farmland Channels - Demographic
using mobile devices
- Maps, GPS
- Lower cost of accessing loans
- Payment - Network effects - Social media channels
- Remove friction from all
- Analytics - Data & analytics interaction during farmland - Word of mouth
- Specialised APIs - Skilled staff search - Local campaigns
- many other - Apps, architecture - Access to detailed farmland - Media
- Brand - Get credit scoring through - Apps / app stores
online registration
- Comms channels

Cost structure Revenues - Revenue model:


- Customer acquisition cost, CAC - Legal and settlement - Access fees by financiers
- Web Hosting - Technology development, R&D - Commission on loan disbursed
- Commission on farmland
exchange marketplace

www.umojalands.com

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