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Biznext Agent Proposal 2020-New

This proposal summarizes a fintech platform that enables agents to offer various financial services and generate income. The platform provides a single wallet to offer services like cash deposit/withdrawal, bill payments, recharges, money transfer, and more. It details the hardware devices available like MPOS, biometric scanner, and printer. Commission structures are provided for different services like recharges (up to 4.1%), money transfer (0.47-14.88%), AEPS (0.2-7.5%), and bill payments (up to 1.75%). The platform aims to promote financial inclusion across India.

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Wilson Thomas
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0% found this document useful (0 votes)
159 views

Biznext Agent Proposal 2020-New

This proposal summarizes a fintech platform that enables agents to offer various financial services and generate income. The platform provides a single wallet to offer services like cash deposit/withdrawal, bill payments, recharges, money transfer, and more. It details the hardware devices available like MPOS, biometric scanner, and printer. Commission structures are provided for different services like recharges (up to 4.1%), money transfer (0.47-14.88%), AEPS (0.2-7.5%), and bill payments (up to 1.75%). The platform aims to promote financial inclusion across India.

Uploaded by

Wilson Thomas
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as PDF, TXT or read online on Scribd
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AGENT

PROPOSAL

Making Business Easy!


ABOUT US

We are a 9-year-old company fo-


cused on developing cutting edge
technology to enable business part-
ners to excel in every dimension of
their business. We have leveraged
our deep experience of 9 years and
dedicated innovation lab to devel-
op a platform for people who want
to start their own business but are A UNIQUE PLATFORM
afraid to take the 1st step. Through TO START YOUR OWN
this platform we enable business BUSINESS!
partners to offer fintech solutions
and generate substantial income • Single Wallet
month by month.
• Multiple Services

Our primary goal is to make India fi- • Android Application


nancially inclusive by catering to the • 24/7 Operational Services
scarcity of financial connectivity in
• Advanced Platform
tier II/III parts of India. Through this
platform, you can enable local retail • Customer Care Support
stores to offer Assisted Digital Fi- • Dynamic Deals
nancial Services like Cash Deposit,
• Service Reports
Cash Withdrawal, Balance Inquiry,
Bill Payments, Micro ATM, Aadhaar • Taxation Reports
Enabled Payment Services (AEPS), • Automated GST Invoice
DTH-Mobile Recharges, POS Ser-
• Customised Profile Settings
vices, SMS Payment, Insurance,
Money Transfer and a lot more. • Built In AI
“MULTIPLE SERVICE
SINGLE WALLET

REAL TIME COMMISSION


This is one of a kind small pocket size termi-
nal which can execute both transactions MATM
and POS (Sale) transactions on the go. You just
need to connect the device with any android
phone using Bluetooth. Once done you can do
business on the go and earn commission on
every ATM transaction.

BIZ SMART - `15,300 + GST

Complete business solution integrated in one


unique device. This is complete touch screen
device along with thermal printer pre-installed.
You can do the transaction and print receipt real
time. This is the most ergonomically designed
business device, suitable for both handhold or
desk operation.

BIOMETRIC - `2,115 + GST

Robust and ergonomic USB fingerprint reader


for AEPS service or any other enterprise appli-
cation. Comes with WBF driver for Windows 7,
8.1, and 10 and device drivers for Android and
Linux. This is RD registered so you don’t have
to bother for registration.

BLUETOOTH THERMAL PRINTER - `3,000 + GST


This receipt printer is sleek, lightweight, rug-
ged, fast and most economical printing solution
for spot billing, utility billing, e challans, receipt
printing and many more. Paper Capacity: 2-inch
Thermal Roll (25meter); Maximum Print Reso-
lution: 8 Dots/mm, 384 Dots/line, 203 DPI.
RECHARGE
One SIM All Recharge model has seen a phenomenal growth in the recent
past. We offer one of the most advanced and reliable mobile & DTH recharge
system.
• Attractive Commission
• Detail Reports
• Customer Care Support
• Automated refund Mechanism

DTH CONNECTION
Now you and your agents/retailers can sell any DTH connection to customers
directly from their outlet without keeping any stock of the same.
• Sell any DTH connection
• No requirement of keeping any stock
• Delivery & Installation within 3 working days
• Installation & Connection anywhere in India
• Excellent commission on every connection
• All the different plans available
• Instant commission on every transaction

SERVICE DISTRIBUTOR COMMISSION

Up To 4.1% of Recharge
Recharge
Amt. (Operator Wise)

Up To `700 Per Conn.


DTH Connection
(Operator Wise)
The most advanced and automated Money Transfer service in Industry.

Slab Customer Charge Channel 1 Channel 2


2-1000 10 0.47 0.80
1001-1100 11 1.32 1.59
1101-1200 12 2.17 2.37
1201-1300 13 3.02 3.15
1301-1400 14 3.86 3.93
1401-1500 15 4.71 4.71
1501-1600 16 5.56 5.49
1601-1700 17 6.41 6.27
1701-1800 18 7.25 7.05
1801-1900 19 8.10 7.83
1901-2000 20 8.95 8.61
2001-2100 21 9.80 9.39
2101-2200 22 10.64 10.17
2201-2300 23 11.49 10.95
2301-2400 24 12.34 11.73
2401-2500 25 13.19 12.51
2501-2600 26 14.03 13.29
2601-2700 27 14.88 14.07
2701-2800 28 15.73 14.85
2801-2900 29 16.58 15.63
2901-3000 30 17.42 16.41
3001-3100 31 18.27 17.19
3101-3200 32 19.12 17.97
3201-3300 33 19.97 18.76
3301-3400 34 20.81 19.54
3401-3500 35 21.66 20.32
3501-3600 36 22.51 21.10
3601-3700 37 23.36 21.88
3701-3800 38 24.20 22.66
3801-3900 39 25.05 23.44
3901-4000 40 25.90 24.22
4001-4100 41 26.75 25.00
4101-4200 42 27.59 25.78
4201-4300 43 28.44 26.56
4301-4400 44 29.29 27.34
4401-4500 45 30.14 28.12
4501-4600 46 30.98 28.90
4601-4700 47 31.83 29.68
4701-4800 48 32.68 30.46
4801-4900 49 33.53 31.24
4901-5000 50 34.37 32.02
• Cash withdrawal
• Balance enquiry
• Mini statement
AEPS COMMISSION

AMOUNT COMMISSION
100-3000 0.20%
3001-10000 7.5

MICRO ATM
• Cash withdrawal facility on all bank debit card
• No monthly rental
• Instant commission and limit in wallet
• Max. transaciton value is `10,000 for single transaction per card
MATM COMMISSION

AMOUNT COMMISSION
100-3000 0.20%
3001-10000 7.5
Through BBPS all the registered agents are authorised to process bill payments from
one single wallet. The Bharat Bill Payment System (BBPS) functions as a tiered
structure for operating bill payment system in the country.

SERVICE COMMISSION
Electricity/Gas/Water/LPG 0
Telecom - Postpaid 1.75
FASTag Recharge 0
EMI/Loan Repayment 0
Credit Card 1.5
Mutual Fund 0
Insurance 0
Cable 0
Housing Society/Education 0
Subscription Fees - Digital 0
Subscription Fees - Offline 0
Municipal Taxes 0

CUSTOMER CONVENIENCE FEES (CCF):

SERVICE AMOUNT
Electricity/Gas/Water Up to `25
LPG NIL
Telecom - Postpaid Up to `25
DTH NIL
FASTag Recharge Up to `25
EMI/Loan Repayment Up to `25
Credit Card NIL
Mutual Fund Up to `25
Insurance Up to `25
Cable Up to `25
Housing Society/Education Up to `25
Subscription Fees - Digital Up to `25
Subscription Fees - Offline Up to `25
Municipal Taxes Up to `25
*The Agent Institution may charge CCF to the customer not more than the amount mentioned
above, however they are free to charge lower amount or not charge at all.
*CCF is exclusive of GST.
MPOS DEVICE

Point of Sale terminal for collecting electronic payments from any Debit or Credit card:
• Accept card payments (VISA/Master/Rupay Card).
• Drive Sales and increase income
• Accept credit/debit card payments anytime, anywhere with a Smartphone and internet con-
nection in real-time
• Card Data is encrypted by mPOS reader before transmitted To the mobile app and the data
are transmitted in secure Channel

CHARGES ON DEBIT CARD : MDR CHARGES (MERCHANT DISCOUNT RATE)

Amount Charges
0 - `2000 0.40% plus applicable GST
Above `2000 0.90% plus applicable GST
No any charge on rupay card
CHARGES ON CREDIT CARD : MDR CHARGES (MERCHANT DISCOUNT RATE)

Amount Charges
Any amount 1.80% plus applicable GST

CHARGES ON PAY BY LINK USING DEBIT CARD : MDR CHARGE

Amount Charges
0 - `2000 0.40%plus applicable GST
Above `2000 0.90% plus applicable GST

CHARGES ON PAY BY LINK USING CREDIT CARD : MDR CHARGES

Amount Charges
Any amount 1.80% plus applicable GST
FOR YOUR BUSINESS

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