Ranjit Patil

NABARD Grade A Officer (2023)

ESI (PYQ Analysis)

Monday, 21 August 2023
12:14 PM

Syllabus Point Phase 1 Questions Phase 2 Questions

 Nature of Indian  Economy Descriptive
Economy  GDP; GVA 1. How
 Structural 1. Gross value added Globalisati Indian Economy
and gives picture of state of on has 1. Reforms undertaken (IMF paragraph)
Institutional economic activity from benefitted Ans: GST and recapitalisation (Demonetisation unsure) (19)
features the point of view of. Indian 2. By 2028 surpass Japan to become
 Economic (18) Economy? Ans: 3rd largest economy (19)
underdevelo 2. Economic Growth can (Compuls 3. By 2040 as per eco survey
pment be seen as % increase ory) (10 Ans: 4.5 trillion dollars (19)
 Opening up in. (18) marks) 4. Revenue deficit target for 2017-18
the Indian 3. GDP Growth caused by (22) Ans: 1.9% (19)
Economy increase in the amount 5. According to RBI data, what is the central government's External Debt
 Globalizatio of inputs available for by March 2020?
n use or quantitative Answer: (E) USD 558.5 billion (20) (1M)
 Economic increase in land, labour
Reforms in capital is called. (18)
India 4. Nominal GDP/ Real Opening up of Indian Economy
 Privatisation GDP * 100 is. (18) 1. Under Budget 2019-20 released recently in the month of July 2019,
.  Growth Government has proposed the relaxation of FDI norm in which of the
1. Which one of the following sectors? (2 marks) (19)
following is not a A. Insurance
sustainable B. Aviation
development growth? C. Pharmaceuticals
(18) D. OnlyA&B
E. OnlyB&C
Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

 Primary, Secondary and Answer: (D) Only A & B

Tertiary sector 2. As per the Union Budget 2019-20, FDI for insurance intermediaries
1. Which of the following has been increased from 49% to _________ (2 marks) (19)
come under Services? Answer: (A) 100%
Trade, Hotels, 3. According to Union Budget 2019-20, growth of FDI inflows in Nation
Transport. in the year
Communication 2018-19 was 6% amounting to __________ (2 marks) (19)
Ans- All (22) Answer: (B) $64 billion

 Structural and Institutional Taxation

features 1. Money left after taxing for spending, saving
 NITI Ans: Disposal income (19)
1. When was NITI
Aayog established?
Ans: 1 January 2015
(19)
Schemes
NITI Initiatives
 Grand
Innovation
challenge has
been launched
by? (18)
 The theme of
NITI Aayog’s
4th edition of
NITI Lectures
Series at Vigyan
Bhawan, New
Delhi on 22nd

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Oct: Ans: AI for

ALL:
Leveraging
Artificial
Intelligence for
Inclusive
Growth (19)
 SEBI
 Which organization
regulates Commodity
Market?
Answer - SEBI (20)

 Indian Economy
 Basics
1. The fiscal policy is
made by ministry of
finance (21)
2. Government of India
has approved 100%
FDI in which of the
following components
of agriculture? (1)
Floriculture (2) Palm
oil plantation (3)
Pisciculture (4) Coffee
plantation
Ans – All of the above
(22)
Statistics

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

 Which sector has been

the most vibrant in
India in terms of
contribution to
national income, FDI
as well as
unemployment? - (18)
 Which of the
following sector
offers the largest
employment but has a
reducing share in the
economy? (18)
 India’s External debt
as per RBI in June
2020:
Ans: USD 558.5
Billion (20)
 As per Economic
Survey 2018,
formality as defined
by social security is
31% while formality
if defined using GST
data?
Ans: 53% (18)
5. Indian economy to
grow at ___
percentage in 2017-
18, according to the

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Economic Survey
2019?
Ans: 6.5% (18)
6. As per the Economic
Survey 2018,
mechanical and
electrical sources of
power have increased
to about __ in 2014-
15?
Ans: 90% (18)

 Survey & Budget

 Economic Survey
1. Latest Economic
Survey’s cover is pink;
this has been done in
order to? (18)

 Budget:
 Number of pillars on
which union budget
2021-22 was based?
Ans – Six (21)
o Health and Well
being
o Physical & financial
capital, and
infrastructure

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

o Inclusive
development for
aspirational India
o Reinvigorating
human capital o
Innovation and R&D
o Minimum
government and
maximum governance
 In budget 2021-22,
Production Linked
Incentive scheme (PLI)
Rs. 1.97 lakh crore in
next 5 years for PLI
schemes in 13 Sectors
(21)

Stats
1. How much
fiscal deficit is
targeted in union
budget 2021?
Ans – 6.8 (21)

 Taxation
Which of the following is
not a direct tax: GST (21)
Statistics

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

1. It is proposed to
increase the limit for
tax audit for persons
who are undertaking
............. of their
transactions digitally
from Rs.5 crore to
Rs.10 crore. Ans –
95% (21)
2. The net direct tax
collections (income
tax and corporate tax)
reached an all-time
high of Rs___ lakh
crore in financial year
2021-22.
Ans- 14.09 lakh crore
(22)

 Finance Commission
15th Finance commission
commencement date – Ans –
1 st April 2021 (21)
How much percent of their
budget, states should spend
on health, as recommended
by 15th FC? Ans – 8%
{Covered Annual Survey
folder - Finance commission
session} (21)

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

 Inflation  INFLATION Inflation

 Trends in  Basics 1. Fall in general price level
Inflation & 1. Sustained increase in Ans: Deflation (19)
their Impact general level of prices
on National of goods and services
Economy are called. (18)
and 2. Which of the following
Individual statements are correct
Income. regarding “inflation
targeting”? (18)
3. RBI adopted CPI
(combined) as the
indicator for inflation
targeting on the
recommendation of?
(18)
4. Retail inflation in India
is measured by which
of the following
indices? Ans – CPI
(21)
Stats & Reports

 Headline CPI
inflation for 2017-18
averaged around. (18)
 India’s retail inflation
rate breached the

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

upper tolerance limit

of the central bank
after a gap of seven
months in January
2022 while wholesale
price inflation rate
remained in double
digits for the tenth
consecutive month.
Which of the
following is the upper
limit of CPI inflation?
Ans- 6% (22)

 Poverty  EMPLOYMENT Descriptive

Alleviation and  Basics 1. Discuss POVERTY
Employment 1. Unemployment caused Objective
Generation in by mismatch between s and
India Rural and workers skills and Compone
Urban - skills demanded by the nts of
 Measureme recruiters is called. (18) NRLM.  EMPLOYMENT
nt of 2. Inverse relationship Benefit to Schemes
Poverty between inflation and economy
 Poverty unemployment is and
Alleviation depicted by? (18) society. MGNREGA
Programmes 3. Calory intake (10  The primary responsibility of the PO is to
of the recommended by marks) ensure that anyone who applies for work gets
Ministry of labour and (22) [[

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Government employment to decide What are employment within ___days under

. minimum wages? the key MGNREGA (21) (1M)
Ans – Not clear- 2400 objectives Ans: 15 days
or 2700 19 February of  Under MGNREGA Scheme, what are
2019. An expert National additional work days for draught-prone areas
committee set up by Rural by the Ministry of Home affairs?
Ministry of Labour and Livelihoo Ans. 50 days (22) (2M)
Employment (MoLE) ds 3. Which of the following is responsible to
has recommended a Mission? monitor the implementation of MGNREGA
national minimum What are scheme at village level?
wage of Rs 375, up its Answer: (D) Gram Sabha (20) (1M)
from Rs 176 (as of features
June 1, 2017), while and
reducing the calorie componen
intake (per person and ts?]]
per day) from 2,700 to Report & Indices
2,400 (21)
 Which of the following
articles of the 1. According to the Mind the Gap report released
constitution of India in the month of April 2019, what percentage of
prohibits employment women are earning less than Rs 10,000 per
of children in factories? month? (1 marks) (19)
Ans – Article 24 (21) Answer: (B) 92%
Stats & Reports

1. As per ILO (2018),

the number of jobless
Schemes - Skill Dev
people in India in
2019 would be? (18)
1. Paragraph on PMKVY

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

2. As per Economic Government is implementing a flagship scheme

Survey 2018, the called the Pradhan Mantri Kaushal Vikas
percentage of working Yojana (PMKVY) 2016-20 with an objective to
women has declined provide killing to one crore youth under Short
from 36% in 2005- 06 Term Training (STT) courses and Recognition
to ___ in 2015-16? of Prior Learning (RL) across the country in a
(18) four years period. Under it, the focus on
3. According to CMIE, employment has been significantly enhanced
what is the LFPR rate and candidates have been placed in various
in rural India between sectors and industries. (Q18 to 21) (20) (2M)
January to April (This is a recreated passage and not the exact
2022? one asked in the exam)
Ans- 40.9% (22) 1. As per the scheme mentioned in the
4. Which state has the passage above, the reimbursement of last
highest Labour force of training payout to Training Centers
participation rate as (TCs) is linked with the placement of the
per the recently candidate.
released CMIE Answer: (E) 20%
report? 2. Which of the following statements is
Ans – Meghalaya correct regarding the features of the
(60.1) (22) scheme mentioned above?
5. As per Oxfam India 1. A candidate is considered to be
Report, Mind the gap, placed if the candidate is placed
which of the within 90 days of certification
following is not the 2. Post placement support of Rs. 1,500
reason of low per month per trainee for special
participation of areas/special groups
women in rural jobs? 3. Provides monetary awards for Skill
Ans: Transformation Certification to boost employability
and development in and productivity of youth by
rural areas (19) incentivizing them for skill trainings

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Answer: (E) All of the above

Schemes— 3. Maximum financial support to training
EMPLOYMENT centers (Ts) per trainee if he or she is
retained in employment for 12 months is
 MGNREGA Answer: (A) Rs. 3000
1. What is the nodal 4. The scheme mentioned in the passage
ministry of above was launched under which of the
implementation of following, in the year 2015?
MGNREGA? (18) Answer: (A) Skill India Mission
2. MGNREGA
guarantees right
to? (18)
3. MGNREGA
monitoring at
village level is
done by: Ans:  POVERTY
Gram Sabha (20) Schemes - Poverty
4. How much labour
budget or person
days’ work has  The aim is to reduce poverty and vulnerability
decided to be of urban poor households by enabling them to
generated under access gainful self-employment and skilled
Rural employment wage employment opportunities.
guarantee scheme Identify this scheme from the following.
of government of Answer: (B) DAY-NULM (20) (1M)
India?  Poverty alleviation scheme (DAY NRLM)
Ans – 227.6 Crore ministry
(22) Ans: Ministry of Rural development (19)
 What is the 3. What is the maximum limit for revolving funds
participation rate for Self Help Groups under DAY - NRLM?
of women in Answer: (C) Rs. 15000 (20)

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

MGNREGA 4. Which of the following schemes is

during 2021-22? implemented by Ministry of Rural
Ans – 54.54% (22) Development? (1 mark) (19)
6. How much amount A. DAY-NRLM
has been allocated B. DDUGKY
for MGNREGA in C. Micro Irrigation Fund Scheme
interim budget D. BothA&B
2019- 20? E. All of the above
Ans: 60,000 crores Answer: (D) Both A & B
(19)
7. Under MGNREGA
how many days
employment is Schemes- Housing
provided: 100 days PM-Awas
(21) 1. Paragraph on Pradhan Mantri Awas Yojana -
 PMEGP Gramin
1. CCEA has With the motto of ‘Sabka Awas, Sabka Vikas’,
approved the Pradhan Mantri Awas Yojana-Gramin was
continuation of launched in 2016. Its objective is to build 2.95
PMEGP beyond crore pucca houses in rural areas by March
12th Plan (2017-18 2024. Ministry of Rural Development is
to 2019-20) for an supervising its implementation. Under PMAY-
outlay of? (18) G, houses are built with basic amenities like
2. New jobs created water, gas, toilet and electricity supply. It also
in last 5 years has special features: The minimum size of the
under PMEGP: house is increased from 20 sq. mt to _____ mt
Ans: 20 lakhs (19) with a hygienic cooking space.
For house construction, people living in the
plains region will get 1.2 Lakh, whereas people
Schemes — Skill Dev from hilly states will get _________. It is
mandated that house construction should be

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

 Skill Dev completed within a year from the date of fund

1. SANKALP and sanction. Toilet construction is compulsory.
STRIVE schemes 1. Under Pradhan Mantri Awas Yojana -
are supported by? Gramin, the minimum size of the house
Ans: World Bank has been increased to how many square
(19) meters from the 20 square meters earlier?
2. TRYSEM a Ans. 25 square meters. (22) (2M)
program made for 2. Under Pradhan Mantri Awas Yojana -
the providing basic Gramin, financial assistance for hilly
technical and areas has been increased from Rs. 75,000
entrepreneurial to _________.
skill to the rural Ans. Rs.1.30 Lakh (22) (2M) (2M)
poor in the age 3. Many government initiatives are being
group of 18-35 run in coherence with the above-
years enable them mentioned scheme. Under which such
take up income campaign the behavioral change ODF+ is
generating happening?
activities Ans. Swachh Bharat Mission-
(self/wage Gramin (22) (2M)
employment). (22)
PMKVY
 PMKVY is Indexes - Housing
implemented by? 1. Which of the following is a set of benchmarks
Ans: NSDC (19) that aims to track housing price indicators
 Government aims across Indian cities, originally flagged off in
to skill 10 million July 2007?
youth under Answer: (C) NHB Residex (20) (2m)
PMKVY by: Ans:
2020 (19)
 PMKVY was
launched under

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

which mission:
Ans: Skill India
Mission (20)
 Post-placement
financial support
under PMKVY:
Ans: Rs. 1450 per
month (20)
 Under PMKVY,
what is target year
to skilling of 10
million youth?
Ans: 2020 (19)
8. PMKVY is under
which ministry?
Ans: Ministry of
Skill development
and
entrepreneurship
(19)
9. Reimbursement to
training centres for
placement: Ans: 20
percent (20)
 Apprenticeship
1. Apprenticeship
Rules 1992
modification: (20)
2. Which of the
following

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

statements is/are
correct with
respect to National
Apprenticeship
Training Scheme?
(1) It is being
implemented by
ministry of skill
development and
entrepreneurship
(2) Under the
scheme,
apprenticeship
training is provided
to engineering,
diploma and
general stream
graduates
(3) Government of
India reimburses
25% of the stipend
up to a maximum
of Rs.1500
Ans – Only 2 (22)
 Entrepreneurship Dev
1. Udyam Abhilasha
in 115 aspirational
districts identified
by NITI Aayog

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

was launched by:

Ans: SIDBI (19)

 POVERTY
 Measurement of Poverty
____ defines poverty in
relation to the
economic status of
other members of the
society: people are
poor if they fall below
prevailing standards of
living in a given
societal context. (18)

Stats & Reports

o Recently, the
Multidimensional
Poverty Index has
been released by NITI
Aayog. Bihar and
Jharkhand stand as the
poorest and 2nd
poorest state in the
country in terms of
MPI. Which state is
ranked 3 rd?
Ans- UP (22)

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

o India’s per capita

income has dipped to
............ in 2020-21
from 1.32 Lakh in
2019-20?
Ans – 1.27 Lakh (22)

Schemes — Poverty
Alleviation
 NRLM
DAY NRLM
comes under which
ministry? (18)
In which year was
SGSY renamed as
NRLM?
Ans: 2011 (18)
Under DAY-
NRLM, the
maximum lending
rate for women
SHG’s (taking into
account the interest
subvention) is?
Ans: 7% (18)
4. Which year was
the NRLM scheme
rebranded as Deen

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Dayal Antyodaya
Yojana?
Ans: 2015 (18)
5. NRLM stands for?
Ans: National
Rural Livelihood
Mission (19)
6. DAY – NRLM has
a provision of
interest subvention
in 250 identified
districts, up to an
aggregated loan
amount of Rs.3
lakhs with an
additional interest
subvention of
__________% on
prompt repayment
by the SHGs,
reducing the
effective rate of
interest to 4%. 3%
(22)
7. DAY-NRLM is
implemented by
which ministry?
Ans: MoRD (19)
8. DAY-NRLM was
implemented to
promote self-

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

employment
organisation of
rural poor through?
Ans: Self-help
Groups (19)
9. The scheme aims
to reduce poverty
by enabling the
poor households to
access gainful self-
employment and
skilled wage
employment
opportunities: Ans:
DAY-NRLM (20)
10. DAY-NRLM
Revolving Fund
maximum limit:
Ans: 15000 (20)
11. Three statements
were given to
identify the
scheme. All the
statements are
related to SHGs.
Ans – DAY
NRLM (21)
12. PAiSA portal
under DAY-
NULM is a web
platform designed

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

and developed by?

Ans: Allahabad
Bank (19)
 Other
1. SMILE project is
related to: (21)
Comprehensive
Rehabilitation of
persons engaged in
Begging
SMILE - Support
for Marginalized
Individuals for
Livelihood and
Enterprise

Schemes — Housing
 PM-Awas
1. The minimum size
of unit (house)
envisaged under
PMAY – G
including dedicated
area of hygienic
cooking is ______.
25 sq m (22)
2. Incorrect statement
regarding PM
Awas Yojana –
Urban? Ans – It

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

was launched in
2016 Explanation –
Launched in 2015
(21)

 Population Population: Population

Trends  Basics 1. In India, The Child Sex Ratio is calculated based on which of the
 Population 1. Which if the following is following age-groups?
Growth and the second stage of Answer: 0-6 years (20) (1M)
Economic demographic theory of 2. According to which of the following concepts, the stable high-fertility
Developme transition? (18) and high-mortality population is transferred converted to low-fertility,
nt 2. Shift to low mortality, low low-mortality population?
 Population fertility is called: Ans: Answer: (B) Demographic Transition (20) (1M)
Policy in Demographic Transition
India. (20)
3. Child sex ratio age: Ans:
0-6 years (20)
Stats & Reports

1. In India 65% of the

population is below. (18)
2. As per State of World
Population 2019 report by
UN Population Fund,
India’s population grew
at an average annual rate
of 1.2% between 2010
and 2019 and stood at:
Ans: 1.36 billion (19)

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

3. Sex ratio at birth in India

has been improved from
............. in 2014-15 to
937 in 2020-21.
Ans – 918 (22)
4. As per census 2011, %
ST population in India is:
8.6% (21)
5. For the first time in
history, the Census 2011
reported a decline in the
population growth rate of
rural India. However, at
that time India was still
predominantly rural.
What percentage of
Indian population resides
in rural areas as per
census 2011 Ans- 68.84%
(22)

Govt Initiatives

1. Beti Bachao Beti Padhao

was launched to control
which declining ratio?
Ans – Child Sex Ratio
(21)

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

2. Which country started the

family planning in 1952?
India (21)

 Agriculture Institutions:
 Characterist 1. Incorrect statement regarding
ics / Status FAO? Ans – It is headquartered  Food Security
 Technical in Geneva. It is headquartered in  Schemes
and Rome. (21) 1. Food subsidy
Institutional Ans: 1,50,000 (19)
changes in  TPDS challenges
Indian Agri Schemes & Initiatives: Ans: All of the above (19)
Agriculture 3. Name of TPDS scheme
 Agricultural  Marketing & Infra Ans: Antyodaya Anna Yojana (19)
performance e-NAM 4. Name the mobile app recently launched by government to
 Issues in  In which year was e- facilitate the 'One Nation-One Ration Card' system in the
Food NAM launched? country with an objective of benefitting citizens in
Security in Ans: 2016 (18) identifying the nearest fair price shop?
India  The platform which Answer: C. Mera Ration (21) (1M)
 Non networks the existing 5. Under NFSA, rice is made available at subsidised prices of
Institutional APMC Mandis to ________ per kg.
and create a unified Ans. Rs. 3/kg (22) (1M)
Institutional national market: Ans: 6. Which of the following foodgrains is not distributed under
Agencies in e-NAM (20) Government’s National Food Security Mission? (2 marks)
rural credit.  It is a pan-India (19)
electronic trading A. Rice
portal for agricultural B. Wheat
commodities which C. Pulses

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

helps in price D. Coarse Cereals

discovery and farmer’s E. All of the above are distributed
reach to pan India: e- Answer: (E) All of the above are distributed
NAM (21)
AIF
4. Agriculture market
infra fund (AMIF) has Agri Schemes
been set up with an
initial allocation of.  Marketing and Infra
(18) e-NAM
5. Incorrect statement  Paragraph
regarding Central It is a pan-India electronic trading portal
sector scheme for launched by the Prime Minister Shri
financing facility Narendra Modi, in the year 2016, with the
under Agri Infra Fund? aim of networking the existing Mandis on a
(21) common online market platform as "One
Nation One Market" for agricultural
 Farmer Support commodities in India. It also aims at
1. Krushak Assistance for reducing transaction costs, bridging
Livelihood and Income information asymmetries, and helping
Augmentation expansion of market access for farmers and
(KALIA) scheme was other stakeholders. (Q25 - Q26) (20) (1M)
launched in which  Identify the Portal that has been
state? Ans: Odisha mentioned in the passage above.
(19) Answer: (E) e-NAM
2. With a view to provide  In line with the steps mentioned in the
income support to all passage above, which of the following
land holding farmer states has become the first to introduce
families across the Contract Farming in India, in the month
country, to enable of Oct 2019?
them to take care of Answer: (E) Tamil Nadu

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

expenses related to 2. Paragraph on : e-NAM

agriculture and allied In view of these changing
activities as well as circumstances, the Government of
domestic needs, India took up the challenge of making
Government of India the agricultural marketing system in
has come out with a India more vibrant and responsive
scheme to provide a enough to ensure remunerative prices
payment of Rs.6000 to the farmers in a fair and transparent
per year for the manner. This led to the launch of e-
farmers’ families. The NAM on _________ to ensure an
financial benefit of online trading platform for agricultural
Rs.6000 is being commodities. Karnataka, the first state
released by the Central to initiate major reforms in agricultural
Government in three marketing through creation of a Special
four-monthly Purpose Vehicle — has declined to join
instalments of Rs.2000 the agriculture ministry-promoted
over the year directly national electronic platform, National
into the bank accounts Agriculture Market (eNAM), stating
of the eligible farmers that inter-states trade is yet to be
under Direct Benefit facilitated across the country. ______a
Transfer mode. joint venture between the Karnataka
Pradhan Mantri Kisan government and NCDEX Spot, had
Samman Nidhi (PM- rolled out an Unified Market Platform
KISAN) (22) (UMP) across 157 mandis across the
3. In KUSUM scheme, S southern state more than two years ago.
stand for: Ans: Kisan ReMS had a reported a turnover of
Urja Suraksha Evam Rs36,000 crore in 2016-17 while in
Utthan Mahabhiyan case of 240 odd mandis across 13 states
(KUSUM) (19) linked through eNAM, the turnover
4. What is the objective reported is Rs23,250 crore since its
of PM KUSUM? Ans launch in April, 2016. Since its launch

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

– Options were two and half years ago, ReMS has a

incorrect so you had to cumulative turnover of Rs76,000 crore.
choose the best 1. What is the launch year of e-
possible option and NAM?
that is –empowering Ans. 14th April, 2016.
women in agriculture (22)(2M)
(21) 2. This portal is applicable in the
Doubling Farmers states where which of these
Income conditions are fulfilled
 According to the A. Provisions of e-auction/
government, farmer’s e-trading as a mode of price
income has to be discovery.
doubled by which B. Single trading licence
year? (unified) to be valid across
Ans: 2022 (18) the state.
6. What is the C. Single point levy of
comparison year for market fee across the state.
doubling farmer’s Ans. All of the above. (22)
income by 2022? (2M)
Ans: 2015-16 (19) 3. In 2020, e-NAM has been
7. Doubling farmers integrated from today with the
income by 2022 from Unified Market platform (UMP)
which of the following of Karnataka’s ________, an e-
base year? Ans: 2015- trading platform promoted by
16 (19) Karnataka’s State Agriculture
8. Doubling farmers Marketing Board. This will
income committee facilitate traders across both
head: Ans: Ashok platforms to execute seamless
Dalwai (20) trading in the platforms by using
Single Sign on Framework.
 Other

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

1. Steps to increase Ans. Rashtriya e-Market

farming productivity Services. (22) (2M)
after green revolution:
Ans: Evergreen
Revolution (20)
2. Which scheme under
green revolution caters  Farmer Support
to food and nutritional 1. Which of the following committees has been
security & socio- setup by the Government on Doubling of
economic Farmer's income, in the year 2016?
empowerment of Answer: (B) Ashok Dalwai Committee
farmers? (20) (1M)
Doubtful (19)  The scheme puts to use the barren land in
 Beej Bachao Andolan rural areas and cultivable fields for
was launched by producing renewable energy. It has been
whom? Ans – Vijay recently approved by Cabinet in the month of
Jardhari from Feb 2019, to increase farmer’s income and
Uttarakhand (21) reduce their over-dependence on diesel.
 The Ministry of Identify the scheme from the following? (1
Agriculture & mark) (19)
Farmers’ Welfare is Answer: (C) PM-KUSUM
funding various
projects for Crop
Production
Forecasting, which
includes FASAL
Scheme. FASAL is
used for crop
production forecasting
of field crops. The
scheme has the

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

following partner
agencies EXCEPT?
(22)

Stats & Reports

1. India is a major producer

of millets, accounting for
80% of Asia’s production
and ............ of global
production. Also, on the
initiative of PM Modi,
............ had designated
2023 as international
years of millets in 2021.
Ans – 20%, UNGA (22)
2. According to 10th
Agriculture census, small
and marginal farmer
holding less than 2
hectares of land: Ans:
81.2% (19)
3. In agriculture census, the
operational holding are
categorised in 5 size
classes, 4-10 hectares are
covered under: Ans:
Medium (19)
4. Marginal Farmer means a
farmer cultivating (aa

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

owner or tenant or share

cropper) agricultural land
upto: Ans: 1 hectare (20)

Food Security
 Food Safety
1. FSSAI stands for: Food
Safety and Standards
Authority of India (21)
2. Which state has topped the
state Food Safety Index in
large states category?
Ans – Tamil Nadu (22)

Schemes

1. POSHAN Abhiyan under

which ministry? Ans:
MoW&CD (19)
2. Under Poshan Abhiyan,
Rashtriya Poshan Maah
was celebrated in: Ans:
September 2018 (19)
3. Which of the following
are the targeted
beneficiaries under the

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Saksham Anganwadi and

POSHAN 2.0 scheme?
(1) Children from 6
months to 6 years
(2) Pregnant women and
Lactating mothers
(3) Adolescent girls from
11 to 16 years in
aspirational districts and
NER
Ans – Only 1 and 2 (22)

4. Under PM Garib Kalyan

Ann Yojana, how much
amount of food grains per
person per month has
been distributed to 80
Crore beneficiaries? Ans
– 5kg (21)

Reports & Ranking

1. The GFS Index measures

the underlying drivers of
food security in 113
countries, based on the
factors of affordability,
availability, quality and
safety, and natural

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

resources and resilience.

What is the rank of India
in the latest Global Food
Security Index?
Ans- 71 (22)

Land Reforms
1. To remove intermediaries
between cultivators and
Government? To strengthen the
actual landholders and provide
them ownership rights: Land
reforms (21)

Other
1. Opium cultivation is carried out
in India in selected tracts
notified by the Central
Government annually in the
States of Madhya Pradesh,
Rajasthan and ____. Name the 3
rd state?
Ans- UP (22)
2. Which of the following GM
crops are allowed in India for
commercial production?
Ans- GM Cotton (22)

 Industry Industrial Policy:  MSME

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

 Industrial  Regulation  Schemes

and Labour 1. The Factoring Regulation 1. The maximum amount of loan under PMMY:
Policy Act, 2011 was enacted for Ans: 10 lakhs (21)(1M)
 Industrial regulating the receivables  Aspirational district micro enterprises by
performance to factors, making Ans: SIDBI (19)
 Regional provision for registration 3. Government realized that the small businesses were unable to
Imbalance for doing factoring develop to their full potential as the country’s banking system
in India's business, and the rights of was unable to meet their peculiar demands of small
Industrial the parties in a factoring businessmen. A scheme was then launched to cover such
Developme contract. Which committee entities to the formal banking system and help them avail of
nt recommendation is loan benefits, with the objective to refinance
 Public incorporated in the bill: collateral-free loans provided by the lenders to small
Sector U.K.Sinha (21) borrowers. Which of the following schemes is being
Enterprises. mentioned in this passage?
Labour Policy (1 marks) (19)
 Labour codes Answer: (C) PMMY
1. Under which of the
following codes, the inter-  Industrial Policy
state migrant women act 1. Paragraph on Export
1979 was subsumed? High Level Advisory Group (HLAG) has been recently
Ans – Occupation Safety, constituted in the month of June 2019. The HLAG has made
Health and Working several recommendations for boosting India's share and
Conditions Code 2020 (22) importance in global merchandise and services trade. The
 Other Report has also identified tax reforms also to boost export
1. Ministry of labor and and investment channels for exports. (Q10 to 13)(19)
employment launched an  Who among the following is the head of this recently
e-book touching upon the constituted export committee? (2 marks)
journey of national career Answer: Suriit S. Bhala
service portal. In which  The above-mentioned export committee has recently
year was this launched? been constituted under which of the following
Ans- 2015 (22) ministries? (2 mark)
Answer: (C) Ministry of Commerce and Industry
Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

MSME sector 3. The above-mentioned committee has recommended a

 General host of measures with the target of doubling India's
1. As per MSME Act 2006, exports over USD 1000 billion by which of the
maximum limit of plant following year?
and machinery? (2 mark)
Ans: 25 lakhs to 5 crores Answer: B) 2025
(18) 4. The Export committee mentioned in the passage above
has suggested 'Elephant
Govt Initiatives Bonds' to provide funds for which of the following? (2
mark)
Answer: (A) Long term Infrastructure
1. MUDRA stands for?
Ans: Micro Units
Development and
Refinance Agency (19)
2. The PMMY loans granted
for allied activities to
agriculture can be
covered under _______
Ans: credit guarantee
fund for micro units
(CGFMU) (19)
3. Coir Udyami Yojana is
being implemented by
ministry of MSME. The
Scheme covers any type
of coir project with
project cost up to .............
plus working capital,
which shall not exceed
25% of the project cost

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Ans: 10 lakhs (22)

Stats and Reports

1. What is the share of

MSME Gross Value
Added in total GVA for
2019-20 as per economic
survey 2021-22?
Ans – 33% (22)
2. The MSME sector in
India employs over 100
million people and
accounts for ___ of
manufacturing output and
more than 40% of the
country’s exports. With
63.4 million units
throughout the country,
MSMEs contribute
around 6.11% of the
manufacturing GDP and
24.63% of the GDP from
service activities.
Ans- 45% (22)

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

 Rural banking  RBI  Finance sector Report & Index:

and financial  Regulation 1. 6 points agenda
institutions in 1. RBI has deferred the Ans: EASE (19)
India implementation of  Findex Male female Gap
 Reforms in Indian accounting Ans: 6% (19)
Banking/ standard by. (18) 3. Criteria used for Findex report
Financial Ans: All of the above (200 indicators, Bill and Melinda gate
sector.  NSO foundation, 3rd report starting from 2011) (19)
 NSSO will be merged with 4. Paragraph
CSO to form NSO, NSO will Union Minister for Finance & Corporate Affairs Smt.
be headed by Secretary of? Nirmala Sitharaman has unveiled Public Sector Bank (PSB)
Ans: MoSPI (19) Reforms Agenda 2020-21 for smart, tech-enabled banking in
 Who launched Periodic the month of Feb 2020. It is a common reform agenda for
Labour Force Survey (PLFS) PSBs aimed at institutionalizing clean and smart banking. In
on April 2017: National the perusal of same, The index related to it has been launched
Statistical Office (NSO) (21) in Sept 2020 which seeks to enhance ease of banking in all
customer experiences, using technology, alternate data and
analytics. (Q22 to Q24) (20) (2M)
Finance sector Report & 1. Identify the index that is mentioned above in the passage.
Index: Answer: EASE
2. Which of the following reforms related to PSBs, as
mentioned in the passage above, were introduced in the year
 Financial stability report 2020?
was launched by which of 1. Dial-a-loan
the following? Ans – RBI 2. Tech-enabled agriculture lending
(21) 3. Credit take off
 Housing Index launched in Answer: All of these
2007: Ans: NHB Residex 3. The Index that has been mentioned above measures the
(20) performance of each PSB on how many objective metrics
 Ease 2.0 Index, EASE across six themes?
stand for: Ans: Enhanced Answer: 140

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Access and Service

Excellence (20)  Banking
 Ease 2.0 Index, Total PSL
indicators/objective  Loan limit for women under PSL
matrices: Ans: 140 (20) Ans: 1 lakh (19)
 EASE 3.0 components-  Schemes
a) Dial-a-loan 1. Criteria for PMJDY
b) MSME lending Ans: Households (19)
c) Tech-enabled  Percentage of Jan Dhan account opened between 2014 and
agricultural and export 2017
credit Ans: 55% (19)
Ans: All of the above (20) 3. Under the Lead Bank Scheme, the District Coordination
 Objective of EASE Committee meetings must be convened at which of the
reforms Index? Ans – To following intervals?
measure the performance Answer: Quarterly (20) (1M)
of banks (21) 4. Overdrafts withdrawn up to Rs. ___________from accounts
opened under
Pradhan Mantri Jan Dhan Yojana will be treated as priority
sector lending, as per the announcement by the Govt in
 Banking: September 2018. (1 marks) (19)
Regulation Answer: (C) 10,000
Which of the following
organizations  Stats
recommends the 1. Inactive bank accounts in India
appointment of MD Ans: 48% (19)
and CEO of Public  Other
sector banks? Ans – 1. Populist measures
Bank Boards Bureau Ans: Interest subvention and Farm loan waiver (19)
(21)  Paragraph
Asset Risk Reserve Bank of India (RBI) has introduced the concept of a
.....................is filed by Red Flagged Account (RA) in a bid to minimize fraud risks.
the banks and the select Once a bank has identified an account as an RFA, within 15
Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

FIs to Central Fraud days it must ask the consortium leader or the largest lender
Registry (CFR): Ans: under a multiple banking arrangement to convene a meeting
Fraud Monitoring of the joint lenders' forum (JLF) to discuss the issue. (Q31 to
Return (20) Q33) (20) (2M)
In EWS, S stand for: (This is a recreated passage and not the exact one asked in the
Ans: Early Warning exam)
Signals (20) 1. Government has launched "Fraud Prevention and
NPA accounts to be Management Function" to enable effective investigation
checked for possible of fraud cases. It talked about Red Flagged Account and
fraud: Ans: 50 crores EWS. In EWS, S stands for?
or more (20) Answer: Signals
One of the main 2. The threshold for EWS and RFA is an exposure of Rs.
sources of ___or more at the level, of a bank irrespective of the
infrastructure finance lending arrangement.
in India is bank finance Answer: 50 crore
which suffers from ...... 3. The framework mentions about a central payment
mismatch giving rise to registry, which can be accessed by banks and to
various issues monitor digital payments related frauds on a real-time
including NPA: asset- basis. This registry is based on which of the following?
liability (21) Answer: Fraud Monitoring Returns
Specialised Banking
Three features of a type
of bank were given.
Identify the bank Ans –  Rural Banking & Finance
Small Finance Bank  Rural Credit Institutions
(21) NABARD
Micro-finance  What is the name of subsidiary of NABARD which
Which of the following encourages to invest in rural areas and co-operation?
banks does not provide Ans. NAB-VENTURE (22) (1M)
micro finance:  NABARD loan amount
Payment Banks (21) Ans: 80000 crores (19)
RRB
Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

A committee was 1. RRB Authorized capital

formed to look into the Ans: 2000 crore (19)
issues and concerns of 2. Shareholding of centre and sponsor bank not below
Micro Finance Ans: 51 percent (19)
Institution sector. Who 3. RRB reforms
was the chairperson? Ans: Both A and B (i.e. reduced white label/brown
Ans – YH Malegam label ATM was only incorrect) (19)
(21) Cooperative Banking
Which of the following 1. Paragraph on Banking
are the 2nd and 3rd In pursuance of the commitment to ensure safety of
state with largest depositors across banks, the President has promulgated
portfolio of outstanding Ordinance, 2020.
microfinance loans as The Ordinance amends the ..........as applicable to
on 31st March 2022? Cooperative Banks. The Ordinance seeks to protect the
Ans – Bihar and WB interests of depositors and strengthen cooperative banks by
(22) improving governance and oversight by extending powers.
 PSL The Ordinance also amends ..... of the Banking Regulation
Which of the following Act, to enable making of a scheme of reconstruction or
types of MSMEs have amalgamation of a banking company for protecting the
been recently included interest of the public, depositors and the banking system and
in Priority Sector for securing its proper management, even without making an
Lending targets? order of moratorium, so as to avoid disruption of the financial
Ans – loans of up to Rs system.
50 crore towards start- 1. Identify the act mentioned in the above passage?
ups would qualify for Ans: Banking Regulation Act, 1949 (21) (2M)
the priority sector RBI. 2. Which section of the Act mentioned in the above
(21) passage has been amended?
 What is the limit of Ans: Section 45 (21) (2M)
PSL for SC/ST under 3. Which of the following is true:
the weaker sections? 1. act will not be applicable to Primary
Ans: No limit (18) agricultural credit societies, Cooperative societies

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

3. What is the target for whose principal business is long term financing
lending to non- for agricultural development.
corporate farmers 2. The Bill allows the central bank to initiate a
under PSL, for 2018- scheme for reconstruction or amalgamation of a
19? bank without placing it under moratorium.
Ans: 18% target for 3.
agriculture, 8% out of Thechangeswillnotaffecttheexistingpowersofthest
this 18% is earmarked ateregistrarsofco-operative societies under state
for small and marginal laws.
farmers (PSL targets Ans: All A, B and C (21)(2M)
mention that lending to
noncorporate farmers
should not fall below
system wide average of
last 3 years average)
(19)

 Rural Banking & Finance:

 Rural Credit Institutions
NABARD
 NABVENTURES is a
subsidiary of? (19)
 NABARD provides
short term refinance
facility to: Regional
Rural Banks (21)
 What is the time period
of long-term equity
fund of NABARD? OR
NABARD takes long
term loan for period
ranging from?
Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Answer – Question not

clear (20)
RRB
Stats:
 The growth in
balance sheet of
the RRBs
slightly
decelerated to
___during FY
2021-22 in
comparison to
the 10.8%
growth
witnessed
during FY 2020-
21.
Ans- 8.3% (22)
 As on 31 March
2022, there were
43 RRBs
sponsored by
____ Scheduled
Commercial
Banks with
21,892 branches
with operations
extending to
29.68 Crore
deposit accounts
and 2.72 Crore

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

loan accounts in
26 States and 3
Union
Territories
(Puducherry,
Jammu &
Kashmir,
Ladakh). 92% of
the RRB
branches are
located in rural/
semi-urban
areas.
Ans- 12 (22)
3. Which of the
following does
not have an
RRB?
Ans: Goa (22)

Cooperative Banks
1. DCC meetings
convened by lead
banks: Ans: Quarterly
(20)
2. The Task Force was set
in 2004 to revamp rural
cooperative credit
institutions and favored
revival of cooperative
institutions:

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Vaidyanathan Task
Force (21)
Stats
1. State with
highest number
of Urban co-
operative banks:
Maharashtra
(21)
2. Which state has
the highest
number of
multi-state
regional
cooperative
societies?
Ans –
Maharashtra
(22)
 Agreement & MoU
The World Bank and
the government of
India signed $250 mn
agreement for NRETP,
In NRETP, R stand
for? Ans: National
Rural Economic
Transformation Project
(19)

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

 Stats
As per All India Rural
Financial Inclusion
Survey (NAFIS) 2016-
17 conducted by
NABARD, out of 21.17
crore rural households,
% agricultural
households? Ans: 48%
(19)
The target for
agricultural credit for
2021-22: 16.5 lakh
crore (21)

 Globalization of IMF WTO

Economy 1. IMF was established in: Ans: 1. WTO Objective
 Role of 1945 (20) agreemen
Internationa ts have 1. The Indian government has recently announced that it will start
l Funding World Bank dual raising a part of
Institutions -  MoU/Agreement effects on its gross borrowing program in external market in external
IMF & 1. How much amount of loan Indian currencies. Which of the
World Bank (in USD) has been given Economy, following statements is incorrect regarding India’s external debt?
 WTO by world bank to discuss. (2 marks) (19)
 Regional government of India for (21) (15 A. India's sovereign external debt to GDP ratio stood
Economic strengthening of road marks) around 20% at the end of March 2019.
Co- safety? B.
operation. Ans – $250 Million (22) USdollardenominateddebtcontinuedtobethelargestcompone
 Reports ntofIndia’sexternal debt end-March 2019.

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

1. India’s EODB 2020 C. India’s external debt has witnessed an increase of 2.6
rank: 63rd (21) per cent in March 2019 over its level in March 2018.
D. OnlyA&C
E. None of the above statements is incorrect
Intl Funding Institutions Answer: (E) None of the above statements is incorrect
1. Identify incorrect statement with 2. Which of the following is/are implication(s) of the External
respect to New Development Debt? (2 marks) (19)
Bank. Ans – Options not certain A. It will have beneficial impact on demand situation for
(21) the government securities in domestic market.
B. It provides an opportunity to both for the firms and
WTO: sovereigns to think about going and raising money abroad.
1. In TRIPS, I stand for. (18) C. unexpected changes in the exchange rates of currencies,
2. Which of the following can be Government might have to pay more than the borrowed
considered as barriers to amount
International Trade (subsidies, D. BothA&B
local content requirement etc)? E. All of the above are the implications of External Debt
(18) Answer: (E) All of the above are the implications of
3. Which of the following External Debt
statement is wrong related to
WTO:
Ans: Authority to overrule  IMF
national laws (20) 1. Which of the following organisation conditionality were
followed in executing the 1991 LPG reforms in India? (1M)
Trade: Ans. IMF and IBRD. (22)
 Basics 2. International Monetary Fund was established in which of the
1. Difference between following years?
exports and imports is Answer: 1945 (20) (1M)
known as –Ans – Balance
of Trade (21)  Report & Indices
Stats 1. Ease of doing business report
Ans: World bank (19)

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

1. As per 2018 report by WTO

ministry of shipping, 1. Which of the following statements regarding World Trade
India’s trading by volume Organisation is not true?
done by maritime 1. It implements rules and provisions related to trade policy review
transport is. (18) mechanism
o As per Economic Survey 2. It has the authority to overrule the national laws
2018, the top 1% of the 3. It administers the rules and processes related to dispute
firms account for what % settlement
of exports? (18) Answer: (B) It has the authority to overrule the national laws
(20) (1M)

 Social Structure  Social Structure in India Social

in India  SECC Infrastructure  SOCIAL STRUCTURE IN INDIA
 Multicultur 1. Which of the following 1. Social
alism statements is/are Infrastruc MINORITIES
 Demographi correct with respect to ture is  National Minority development fund
c trends SECC 2011? prerequisi Ans: 1994 (19)
 Urbanisatio (1) It was conducted te for
n and under census act 1948 inclusive  URBANISATION
Migration (2) It was a joint effort growth.  Schemes:
 Gender of MoRD, MoHUA Discuss.
Issues and Registrar general (15
 Joint family and census marks)  Name of scheme based on para
system commissioner of India (22) [[ Ans: AMRUT (19)
 Social under MHA Investme  Criteria for AMRUT cities
Infrastructur (3) It was the first nt in Ans: All correct except population between 95,000
e- caste-based census Social and 1,50,000 (19)
Education - since 1931 Infrastruc 3. Which city of Assam not under AMRUT
Health and Ans – Only 2 and 3 ture is Ans: Jorhat (19)
Environme (22) prerequisi 4. AMRUT budget allocation
nt. te for Ans: 6000 crores (19)

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Stats inclusive
 As per SECC, growth.”
the % of rural Discuss
household who this in
Indian  GENDER ISSUES
are landless and
earn their Context.]] Schemes
income from
manual labour  What amount is given to Pregnant and Lactating mothers
is? (18) under the scheme
 As per SECC, PMMVY?
the % of rural Answer: Rs. 5000 (20) (1M)
households
having a family
member who
has completed Report & Indices
education up to
higher
secondary is.  Global Wage Gap Report 2018-19 has been released by ILO
(18) in the month of
 As per SECC November 2018. According to it, women in India are paid
2011, % of rural how much percentage less than men? (2 marks) (19)
landless Answer: (B) 34%
households
deriving major
part of their
income from  HEALTH & SANITATION
manual labour:
Ans: 30.04%
Stats
(19)
As per the recently released National Annual Rural
Sanitation Survey (NARSS) 2018-19 (in March 2019),

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Minorities how many districts have been declared ODF? (1 mark)

(19)
Statistics Answer: (E) 615

 At least what Schemes

percentage of
population should  Health
belong to minority 1. RMNCH+A (Reproductive, Maternal, Newborn,
community in a Child, and Adolescent Health) has been launched
district to be called by the government under the National Health
Minority Community Mission. Which of the following statements are
District? true regarding it?
Ans: 25% (18) A. Broad based collaboration and
 How many districts in partnership with ministries.
India have been B. Prioritization of high impact intervention
classified as Minority for various lifecycle stages.
Concentration C. Integrated Monitoring and accounting
Districts? through good governance.
Ans: 90/121 (18) Ans. All of the above. (22) (1M)
 Which of the following statements is true
regarding the ASHA workers?
A. A women who is illiterate can be a
Schemes & Initiatives ASHA worker.
B. 10th passed women, aged 25 years is
appointed as ASHA worker.
1. In which year were C. Performance-based incentives are given
the National to ASHA workers for universal
Minorities immunisation.
Development and Ans. B and C (22) (1M)
Finance Corporation 3. Paragraph on Ayushman Bharat
set up?

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Ans: 1994 (18) X, a flagship scheme of Government of

2. Ministry of minority India, was launched as recommended by the
affairs was carved out National Health Policy 2017, to achieve the
of ministry of social vision of Universal Health Coverage (UHC).
justice and This initiative has been designed to meet
empowerment in Sustainable Development Goals (SDGs) and
which year? its underlining commitment, which is to
Ans – 2006 (22) "leave no one behind."
3. Ministry of Minority X is an attempt to move from sectoral and
Affairs (MoMA) has segmented approach of health service
designed an integrated delivery to a comprehensive need-based
scheme, called the health care service. This scheme aims to
Pradhan Mantri undertake path breaking interventions to
Virasat Ka holistically address the healthcare system
Samvardhan (PM (covering prevention, promotion and
VIKAS), combining ambulatory care) at the primary, secondary
five existing schemes and tertiary level. X adopts a continuum of
of MoMA. Which care approach, comprising of two inter-
among the following related components.
is NOT a component 1. Which of the following is covered
under PMVIKAS? under the scheme X:
Ans- SATAT (22) 1. covers up to 3 days of pre-
hospitalisation and 15 days post-
hospitalisation expenses.
2. Non-
 Multiculturalism: intensiveandintensivecareservices
1. _____ is defined as the 3. Food services
experience of everyday life 4. Implants Medical services
leading standardisation of where necessary
cultural expressions around All of the above (21) (2M)
the world? (18)

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

2. Which among the following statements

 Urbanisation and Migration are not correct:
1. Restriction on the family size,
Stats & Reports age or gender.
2. Services of the scheme are not
portable across the country
 As per UN report, 3. It provides cashless access to
India is on the brink health care services for the
of urban revolution, beneficiary at the point of
the urban population service.
in nation is expected 4. The diseases once treated if
to be around _____ by reoccurred are also covered under
2031. (18) the scheme.
Ans: 1 and 2 only (21)(2M)
3. Which of the following beneficiaries
is/are covered under the scheme:
 Gender Issues (Women) A. Home-based worker and
Tailor
Schemes & Initiatives B. Construction workers
C. Mechanics and Painters
D. Handicraft Workers
 PMMVY cash E. All of the above
entitlement on 1st Answer: (E) All of the above
delivery: Ans: 5000 (21) (2M)
(20) 4. Paragraph on Healthcare
 What is the amount of The healthcare landscape in Kerala is ahead
first instalment under in many parameters when compared to other
PM Matru Vandana states. It is also comparable with
Yojana international standards of advanced
Ans – Rs.1000 (22) countries Kerala is far ahead in infant

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

 The Scheme of mortality, maternal mortality and also in the

MoW&CD to longevity of life. (Q7 to Q9). (19)
improve the 1. Above mentioned features of Kerala's
nutritional, health and healthcare landscape is due to which of
development status of the following factors? (2 marks)
adolescent girls, 1. Good infrastructure of Secondary
promote awareness of Healthcare sector
health, hygiene, 2. Good infrastructure of Primary
nutrition and family Healthcare sector
care, link them to 3. Good infrastructure of Tertiary
opportunities for Healthcare sector
learning life skills, 4. Both A & B
going back to school, 5. All of the above
help them gain a Answer: (B) Good infrastructure
better understanding of Primary Healthcare sector
of their social 2. The state mentioned above has been
environment and take able to achieve this because of
initiatives to become (2 marks)
productive members 1. Growth of several private
of the society. Kishori hospitals coming in the private
Shakti Yojana (21) sector
 What is the objective 2. Reducing the share of private
of UNDP Sahi Disha hospitals in the healthcare sector
Campaign? Ans – To 3. Growth of public health delivery
highlight the issues system
that impact the 4. Both B & C
opportunities for 5. Both A & C
women in rural India Answer: (E) Both A & C
to access jobs and 3. KIMS has recently introduced the
livelihoods (21) inpatient electronic medical record.
Which of the following could be the

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

reasons for the growth of KIMS? (2

 Acts marks)
The Maternity Benefit 1. Use of an IT based hospital
Act, 1961, as amended information system.
vide the Maternity 2. Use of telemedicine for
Benefit (Amendment) management of patients.
Act, 2017, provides 3. Focus on the home care concept.
inter-alia for paid 4. Focus on the aged population
maternity leave to alongwith the primary healthcare.
women workers and 5. All of the above
crèche facility by Answer: (E) All of the above
establishments. The
Act is implemented by
the Central
Government as well as  Sanitation
by State Government How much amount has been allocated under the
as appropriate Swachh Bharat Mission Urban 2.0 for the period
government in their 2021-26 ?
respective spheres Answer: (A) Rs 1.41 lakh crore. (21) (1M)
which includes 2. Which of the following mentioned schemes was
establishments engaged launched on 2nd October, 2014 as a tribute to
as mines, factories and Mahatma Gandhi, with the aim to achieve the
construction. The Act vision of a 'Clean India'?
was amended through Answer: Swachh Bharat Mission (20) (1M)
the Maternity Benefit 3. Paragraph on NAMASTE scheme:
(Amendment) Act, Namaste is a Central Sector Scheme of the
2017 which has Ministry of Social Justice and
increased the paid Empowerment (MoSJE) as a joint initiative
maternity leave to of the MoSJE and the Ministry of Housing
women employees and Urban Affairs (MoHUA). The above-
from 12 weeks to ____ mentioned scheme is operational from FY
weeks
Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Ans- 26 (22) 2022-23. NAMASTE envisages safety and

 Who is a child under dignity of sanitation workers in urban India
Protection of child by creating an enabling ecosystem that
marriage act? Ans – A recognizes sanitation workers as one of the
child is a person who key contributors in operations and
has not completed 21 maintenance of sanitation infrastructure
years in case of male thereby providing sustainable livelihood and
and 18 years in case of enhancing their occupational safety through
female. Can be tackle capacity building and improved access to
logically as minimum safety gear and machines. Cities (converging
age of marriage in with AMRUT cities) will be taken up under
India is 21 for male and this phase of NAMASTE. The list of cities
18 for female. (21) will be notified at an appropriate time. The
 MoU category of cities that will be eligible are
World Bank, UN given below:
Women, & SIDBI have A. All Cities and Towns with a population
joined hands to launch of over one lakh with notified
a new social impact Municipalities, including Cantonment
bond exclusively for Boards (Civilian areas),
women, called Women B. All Capital Cities/Towns of States/ Union
Livelihood Bonds Territories (UTs), not covered in 4(i),
(WLBs), with an initial C. Ten Cities from hill states, islands and
corpus of: Ans: 300 tourist destinations (not more than one from
crores (19) each State).
With which of the 1. Which of the following statements are
following companies, correct with regards to outcomes of the
MoRD has signed an scheme?
MoU for empowering A. Zero fatalities in sanitation
rural women work in India.
entrepreneur of SHGs? B. All sanitation work to be
Ans – Amazon (22) performed by skilled workers

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

 Social Infra: Health C. Strengthened supervisory and

monitoring systems only at state
Stats level to ensure enforcement and
monitoring of safe sanitation
work.
 As per National Ans. A and B (22) (2M)
Annual Rural 2. _______ cities (converging with
Sanitation Survey AMRUT cities) will be taken up under
(NARSS) 2018-19, % this phase of scheme.
of rural households Ans: 500 (22) (2M)
has access to toilets: 3. The above-mentioned scheme is
Ans: 93% (19) operational from FY 2022- 23 to FY
 As per the NFHS – 5, ________
what percent of Ans. 2025-26 (22) (2M)
households does not
have toilet facility?
Ans – 19% (22)  Drinking Water

Health & Sanitation —

Schemes
Environment
o Health  Solar target
Ayushman Bharat Ans: 100 GW (19)
scheme will
provide health
benefit cover of
............... Ans: 5
lakh per family
(19)

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

PM-JAY is
implemented by:
National Health
Authority (21)
Which of the
following is not
true under PM-
JAY: It provides a
cover of Rs. 10
lakhs per family
per year (21)
o Sanitation
The scheme
related to
sanitation: Ans:
SBM (20)
Under SBM-II,
ODF+ will have
how many
verticals: 5 (21)
Swachh Bharat
mission Grameen
is active in the
period?
Ans- 2021 to 2025
(22)
4. SBM Gramin
Phase 2 in
implemented in
mission mode for

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

the period ---- -----

from 2020-21 to
2024-25 (22)
5. GOBARDHAN
scheme has been
launched by which
ministry?
Ans: Ministry of
drinking water and
sanitation (19)
6. What does R stand
for in
GOBARDHAN
scheme?
Answer -
Resources (20)
o Drinking Water
1. Jal Jeevan
Mission, is
envisioned to
provide safe and
adequate drinking
water through
individual
household tap
connections by
2024 (21)
2. Jal Jeevan Mission
has Achieved the
Milestone Of

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Providing Tap
Water To 9 Crore
Rural Homes. Jal
Jeevan Mission is
On Track To
Fulfill The
Government’s
Resolve To
Provide Tap Water
Supply To Every
Rural Household
by _____
Ans – 2024 (22)
o Which mission
there is a provision
of tap water in
every rural house:
Jal Jeevan Mission
(22)

 Social Infra: Environment

1. The steps by government
mentioned in the
publication- PMUY, SBM,
ISA, FAME, all of the
above: Ans: All of the above
(20)
 Renewable Energy
The target of renewable
energy by 2022: Ans:
175 GW (20)

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

 Education  Educational Policy of India:  Education

 Status &  NEP  Stats
System of 1. As per NEP, the 1. As per recently released “INDIAN EDUCATION SECTOR
Education current 10+2 system to IN INDIA INDUSTRY REPORT”, India’s Online education
 Socio - be replaced by a new: market is forecasted to reach the value of $11.6 bn by which
Economic 5+3+3+4 (21) year? (21) (1M)
Problems 2. NEP aims to increase Answer: 2026
associated the public investment  Schemes
with in the Education sector  Objectives of mid-day scheme
Illiteracy to reach ... of GDP at Ans: Making poor and disadvantaged children to attend
 Educational the earliest. 6% (21) school (19)
relevance 3. NEP Gross enrolment  What will not come in the blanks in mid-day meal scheme B,
and ratio target of 50% in C, D
educational higher education till Ans: To ensure that weight of children won't increase (that is
wastage which year? Ans – the option other than school attendance, reduced drop out and
 Educational 2035 (21) increased nutrition level) (19)
Policy for 4. NEP recommendation 3. State to implement mid-day meal in 1962-63
India. was given by a Ans: TN (19)
committee chaired by – 4. RTE Act was enacted in the year 2009, which came into
Ans – K Kasturirangan effect from
(21) Answer: 1st April 2010 (20) (1M)
5. Which of the following 5. The Mission of this scheme is to enable higher educational
statements is incorrect institutions to work with the people of rural India in
about NEP 2020? identifying development challenges and evolving appropriate
Ans- Ensuring quality solutions for accelerating sustainable growth. Identify the
early childhood care scheme. (1 mark) (19)
and education for all Answer: (A) Unnat Bharat Abhivan
children between 3-6
years (3-9 years is  Report
incorrect) (22) 1. Paragraph on ASER Report (19)

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

1. Which of the following publishes ASER Report? (2

 marks)
Schemes & Initiatives Answer: (B) NGO Pratham
 As per the above given passage, which of the following
states has emerged as best performer in reading skills?
 IMPRESS portal is (2 marks)
launched by: Ans: Answer: C) Himachal Pradesh
MoHRD (Now called 3. How much percentage of children aged between 6 to 14
Ministry of were not enrolled in school in the year 2018, as per
Education) (19) ASER released in month of Jan 2019? (2 marks)
 The online Integrated Answer: (A) 2.8%
Teacher Training 4. According to the ASER Report 2018, number of
programme for students from which of the following class who were
different stages of not able to do at least subtraction has not changed much
school education: from 2016 and is 28.1% in 2018? (2 marks)
NISHTHA (21) Answer: (E) Class Ill
 Samagra Shiksha
Abhiyan was
launched in which
year? Ans – 2018-19  National Education Policy 2020
(21) 1. India's new National Education Policy (NEP) 2020 is set to replace
 Objective of NIPUN the 10+2 schooling system in India with a new ____system (21)
Bharat? Ans – To (1M)
enhance the Ans: 5+3+3+4 system
proficiency in reading
and numeracy (21)  Paragraph on NEP, 2020
 Which among the India has over 250 million school going students, more than
following initiative any other country. It also has one of the largest networks of
related to digital or higher education institutions in the world. Number of
online or on- air colleges in India reached 39,931 in FY19. As of May 17,
2021, number of universities in India reached 988. India had
37.4 million students enrolled in higher education in 2018-19.
Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

education enabled In FY21, Gross Enrolment Ratio in higher education in India

access to education? was 27.1%. Higher education institutes in India are focussing
Ans- e-VIDYA (22) on creating online programmes due to the increasing demand
 In the month of April from consumers.
2021, government of The Cabinet chaired by the Prime Minister, Mr Narendra
India has released an Modi approved the National Education Policy 2020, making
implementation plan – way for large scale, transformational reforms in both school
SARTHAQ. It is and higher education sectors. The policy is built on
related to – foundational pillars, and is aligned with the 2030 Agenda for
Ans – School .............. According to Union Budget 2021-22, the
education (22) government allocated Rs. 54,873.66 crore (US$ 7.53 billion)
SARTHAQ for Department of School Education and Literacy, compared
(Students’ and with Rs. 59,845 crore (US$ 8.56 billion) in Union Budget
Teachers’ Holistic 2020-21. The government allocated an expenditure budget of
advancement through Rs. 38,350.65 crore (US$ 5.28 billion) for higher education
Quality education) and Rs. 54,873 crore (US$ 7.56 billion) for school education
and literacy. The government also allocated Rs. 3,000 crore
(US$ 413.12 million) under Rashtriya Uchchatar Shiksha
Abhiyan (RUSA).
Stats:  The Policy is built on foundational pillars, and is
aligned with the 2030 Agenda for:
Ans: Sustainable Development (21) (2M)
1. Gross Enrolment  Which of the following is not a foundation pillars of
Ratio (GER) in NEP 2020:
Higher education in A. Access
India is 26.3%, which B. Affordability
is calculated for 18-23 C. Equity
years of age group. D. Accountability
GER for male E. Leadership
population is 26.3% Ans: Leadership (21) (2M)
and for females, it is 3. As per UNICEF, why rural students in India were not
able to access the digital education?
Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

26.4%. For Scheduled a) Digital channels are not as accessible as often

Castes, it is ___? perceived.
Ans- 23% (22) b) Fewer girls, younger students, rural students
and government school students use high- tech
tools.
c) Availability of key offline resources, textbooks
and teachers remain far from universal.
d) Remote learning resources are generally
perceived to be less effective than in- school
teaching.
Ans: All of these are true (21) (2M)
4. Which of the following statements is correct in relation
with UNICEF data on child education during
pandemic?
1. Five to Six hours of studying per day is lower
than the amount of study when schools are in
session.
2. Over the past six months, India's education
sector has witnessed a surge in solutions to
support continued learning of students during the
COVID-19 lockdown.
3. Civil society organizations (CSOs) are
providing some innovative solutions using
blended tools and supporting students' mental
well-being, though their reach is limited to their
beneficiary base.
Ans : All of the above (21)(2M)
2. Paragraph
The Committee for Draft National Education Policy was
constituted by the Ministry of Human Resource Development
in June 2017 and has recently submitted its report in May
2019. The draft Policy provides for reforms at all levels of
Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

education from school to higher education. It seeks to

increase the focus on early childhood care, reform the current
exam system, strengthen teacher training, and restructure the
education regulatory framework. (Q17 to 20) (19)
1. Which of the following persons has head the draft
education policy? (2 marks)
Answer: (A) K. Kasturirangan
2. Which of the following changes has/have been
recommended related to teacher training in draft
National Education Policy? (2 Marks)
A. teachers should be deployed with a particular
school complex for at least five to seven years.
B. the existing B.Ed. programme will be replaced
by a four-year integrated B.Ed. programme that
combines high-quality content, pedagogy, and
practical training.
C. teachers will be required to complete a
minimum of 50 hours of continuous professional
development training every year.
D. OnlyA&C
E. All of the above given statements are correct
Answer: (E) All of the above given statements are
correct
3. Which of the following statements is correct regarding
National Education Commission or Rashtriya Shiksha
Aayog, recommended in draft National education
Policy? (2 Marks)
A. This body will be responsible for developing,
implementing, evaluating, and revising the vision
of education in the country on a continuous and
sustained basis.

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

B. It will be headed by the Minister of Human

Resource Development (MHRD)
C. It will oversee the implementation and
functioning of several bodies including the
National Council of Educational Research and
Training (NCERT).
D. BothA&B
E. BothA&C
Answer: (E) Both A & C
4. As per the Draft Policy mentioned in the passage
mentioned above, the current structure of school
education must be restructured on which of the
following designs? (2 Marks)
Answer: (A) 5-3-3-4

 Social Justice:  Social Justice ST

 Problems of  Institutions 1. Eklavya Model Residential Schools (EMRS) have been opened for
scheduled 1. The erstwhile National which of the following communities in India?
castes and Commission for Answer: (A) Scheduled Tribes only (20) (1M)
scheduled Scheduled Castes and 2. Paragraph
tribes Scheduled Tribes was A new campaign by the Ministry of Tribal Affairs has been
 socio- replaced by two launched in the month of June 2019 to create awareness and
economic separate Commissions promote tribal arts and crafts, as well as aid in socio-economic
programmes namely- (i) the welfare of over 700 Indian tribes across the country. (Q14 to 16)
for National Commission (19)

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

scheduled for Scheduled Castes 1. As per the above-mentioned passage, which of the
castes and (NCSC), and (ii) the following campaign was launched to promote the use of
scheduled National Commission tribal products? 2 marks)
tribes and for Scheduled Tribes Answer: (A) Go Tribal Campaign
other (NCST), in 2004 (21) 2. TRIFED is going to market the products mentioned in
backward above passage, under which of the following brands? (2
classes.  ST marks)
 Institutions Answer: (D) Tribes India
1. TRIFED comes under 3. Government has partnered with which of the following e-
administration of commerce giant to
which ministry? (18) launch tribal products worldwide, mentioned in the passage
2. TRIFED results in above? (2 marks)
enhancement of Answer: (B) Amazon Global
employment
opportunities in? Ans: SC
Tribal Artisans (19) 1. NSIC manages “National Scheduled Caste and Scheduled Tribe Hub”
3. TRIFED gives boost on behalf of
to? Ans: Local artisans which of the following ministries? (2 marks) (19)
(19) Answer: (C) Ministry of MSME

Initiatives

 Eklavya Model
Residential Schools
(EMRS) scheme is
related to: Ans: STs
(20)

Stats

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

 How many identified

PVTGs have been
covered under scheme
of development of
PVTGs?
Ans – 75 (22)

 SC

Schemes & Initiatives

 Pradhan Mantri
Anusuchit Jaati
Abhyuday Yojana
(PM AJAY) has been
created after merger
of three schemes with
a target of
comprehensive
development of 3500
SC majority villages
in 2021-22 to benefit
6 lakh beneficiaries
with a holistic
approach and varied
interventions. An
allocation of Rs 1800

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

cr has been made for

PM AJAY in the new
financial year.
Question not clear
(22)
 Which of the
following statements
is/are correct with
respect to Post Matric
Scholarship scheme
for SC?
(1) It has been
extended up to 2026-
27
(2) The annual
income of family
from all sources
should not exceed
Rs.2.5 Lakh
(3) Academic
allowance worth
7000/year for degree
and post graduate
level professional
courses is provided
Ans – Only 2 and 3
(22)

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

 Positive  INDIAN POLITICAL SYSTEM Human Dev

Discrimination  FR 1. HDI indicators
in favour of the 1. Right to life and Ans: All of them (19)
under privileged personal liberty is
 Social enshrined in? (18)
Movements 2. Prohibition of
 Indian discrimination on
Political grounds of religion,
Systems race, caste, sex or place
 Human of birth is provided in
Developme the Indian Constitution
nt. under which article?
Ans- Article 15 (22)
 DPSP
 The Indian constitution
secures the right to
work, to education and
to public assistance in
cases of
unemployment, old
age, sickness and
disability under which
article?
Ans- Article 41 (22)
 Committees
 Incorrect statement
regarding public
accounts committee of
parliament. Ans – The
members are from
Rajya Sabha only
Explanation - PAC
Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

consists of 22
members; 15 from LS
and 7 from RS (21)
 Schedules
 How many languages
are there in 8th
schedule of
constitution? Ans – 22
(21)
 Other:
 RTE Act 2009 came
into effect on: Ans: 1st
April, 2010 (20)

 HUMAN DEVELOPMENT

Reports & Ranking

 HDI is composite
index having 3
parameters – life
expectancy, per capita
income and? (18)
 India’s rank in health
and survival in Global
gender gap 2021
report? 155 (21)
 India’s rank in Global
Gender Gap Index?

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Ans: 135th (22)

 What is India’s rank
in Global Hunger
Index?
Ans – 101 (22)

 Current Regional Groupings Current

Economic & 1. Which of the following is not a 1. Which of the following ministry is not under Sh. Piyush Goyal
Social Issues. member of SCO? Ans – Ministry of Railway
Afghanistan (Which is an Ans: The Minister of Commerce and Industry,
observer country) (21) Consumer Affairs, Food and Public Distribution and
2. Which of the following Textiles (21) (1M)
countries is not a member of
ASEAN? Ans – India (21)

MISC
1. Under which section of
consumer protection act 2019,
Central consumer protection
authority was established?
Ans – Section 10 (22)

 Schemes Schemes:
1. Percentage of Funds given to Social security
special category states under Schemes
CSS. (18)
 Unorganised Sector
SOCIAL SECURITY
Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Schemes PM SYMY
 Which of the following age group people are eligible to
 Unorganised sector enroll under PMSYM, launched in the month of Feb 2019?
PM SYMY Answer: (C) 18 - 40 years (20) (1M)
 Pradhan Mantri Shram  PM Shram Yogi Mandhan Scheme, recently launched by
Yogi Maan Dhan for Prime Minister in the
unorganised sector month of March 2019, is under which of the following
workers with monthly Ministries? (1 marks) (19)
income for age groups Answer: (C) Ministry of Labour and Employment
of? Ans: 18-40 years
(19)
 Pradhan Mantri Shram Organised sector
Yogi Maan Dhan will 1. As per the recently approved schemes by the Cabinet (in the
provide monthly month of June 2019), Govt will provide the pension to retail
income of: Ans: Rs. traders with the GST turnover of below ______ (1 mark) (19)
3000 (19) Answer: (D) 1.5 crore
 Under PMSYM,
beneficiary and govt.
will pay in the pension
account per month in
the ratio of? Ans: Credit
50:50 (19) Schemes
 The age requirement
under PM-SYM: Ans: PM SWANidhi
18 to 40 years (20) 1. Which of the following statements is incorrect regarding PM
 Government of India SVANIDHI Scheme, recently launched in the month of June
has introduced a 2020?
pension scheme for 1. It targets to benefit over 50 lakh street vendors in urban
unorganised workers areas including those from surrounding peri-urban/ rural
namely Pradhan areas.
Mantri Shram Yogi

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Maan-Dhan (PM- 2. Under it, vendors can avail a working capital loan of up to
SYM) to ensure old Rs. 10,000, which is repayable in quarterly instalments in
age protection for the tenure of one year.
Unorganised Workers. 3. On timely/ early repayment of the loan, an interest
____ is the Pension subsidy @ 7% per annum will be credited to the bank
Fund Manager and accounts of beneficiaries through Direct Benefit Transfer
responsible for on quarterly basis.
Pension pay out. 4. There will be no penalty on early repayment of loan.
Ans- LIC (22) 5. None of the above is incorrect
 What is the maximum Ans: 2 (20) (1M)
monthly contribution
under PM Shram Yogi
Maan Dhan yojana? Energy Access
Ans – 200 (22)
APY Schemes
7. Pension scheme for
un-organized sector: 1. What is the name of the scheme under which 20W LED tube lights are
(APY) (21) distributed to the consumers? (1 mark) (19)
8. Correct statement with Answer: (C) UJALA
respect to Atal Pension 2. In the month of Dec 2018, Ujjawala scheme has been extended
yojana. Ans – Options to ______ (1 mark) (19)
not certain (21) Answer: (C) all poor households

 Organised sector
1. There are more than 60 Investment & Infra
lakh subscribers of
Employees’ Pension
Scheme, 1995. The 1. Paragraph
minimum pension Smt. Nirmala Sitharaman has recently in the month of
Aug 2020 inaugurated an online dashboard. It is being
hosted on the India Investment Grid (IIG), which is an

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

under EPS Act has interactive and dynamic online platform that showcases
been increased to? updated & real-time investment opportunities in the
Ans- Rs 2000 (22) country. (Q28 to Q30) (20) (2m)
 The Employees’ State 1. What is the approximate number of projects covered
Insurance Act 1948 under online dashboard mentioned above?
(the ESI Act) provides Answer: (C) 7000
for medical, cash, 2. The name of dashboard mentioned in the passage above is
maternity, disability dashboard.
and dependent benefits Answer: National Infrastructure Pipeline
to the Insured Persons 3. Which of the following features are available to investors
under the Act. The ESI under the online dashboard mentioned above?
Act is administered by 1.To Search a pan-India database for investment
Employees’ State opportunities across sectors
Insurance Corporation 2.To Track the progress of preferred projects and
(ESIC). Benefits indicate interest
provided under the ESI 3.To Directly communicate with project promoters
Act are funded by the Answer: 1,2 & 3
contributions made by
the employers and the
employees. The
Government of India
in its pursuit of
expanding the Social
Security Coverage to
more and more people
started a programme of
special registration of
employers and
employees from
December, 2016 to
June, 2017 and also

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

decided to extend the

coverage of the
scheme to all the
districts in the country
in a phased manner.
The wage ceiling of
coverage was also
enhanced to Rs ____
in 2017
Ans- 21000 (22)
3. What is the minimum
monthly assured
pension under NPS for
traders and self
employed persons?
Ans – Rs.3000 (22)
4. When was the
employees deposit
linked insurance
scheme launched?
Ans – 1976 (22)

 Senior Citizens
1. It is a Pension Scheme
announced by the
Government of India
exclusively for the
senior citizens aged 60
years: Pradhan Mantri

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Vaya Vandana Yojana

(21)
2. Ministry of Social
Justice and
Empowerment is
implementing the
scheme namely Atal
Vayo Abhyuday
Yojana (AVYAY) for
welfare of senior
citizens which has the
following
components/sub-
schemes. Which of the
following is NOT a
sub scheme under
AVYAY (22)

 Farmers
1. Under Pradhan Mantri
Kisan Maan Dhan
Yojana (PM-KMY), a
minimum fixed
pension of Rs.3,000/-
is provided to the
small and marginal
farmers, subject to
certain exclusion
criteria, on attaining
the age of 60 years, the

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

entry age of this

scheme is: 18 to 40
years (21)

 Poor
1. The NFBS provides a
lump sum family
benefit of Rs. ___ to
the bereaved
household in case of
death of the primary
bread winner
irrespective of the
cause of death. This
scheme is applicable to
all the eligible persons
in the age group of 18-
64.
Ans- Rs 20000 (22)

 Insurance
1. What is the revised
premium of PM
Suraksha Bima
Yojana?
Ans – Rs.20 (22)
 The premium under
PMJJBY has been
enhanced to?
Ans- 436 (22)

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

 Other
1. How much amount of
insurance has been
provided to health
workers under PM
Garib Kalyan Package
insurance? Ans –
Rs.50 Lakh (21)

CREDIT
Schemes
 PM-SVANidhi
1. PM-SVANidhi wrong
statement: Ans:
Quarterly instalments
(20)
2. PM SVANidhi scheme
is related to street
vendors (21)
3. Under PM SVANidhi
scheme, the street
vendors are eligible for
up to how much cash
back for promoting
digital transactions?
Ans – 1200 (22)

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

 Stand Up India
1. The objective of this
scheme is to facilitate
bank loans between
Rs.10 lakh and Rs.1
crore to at least one SC
or ST borrower and at
least one-woman
borrower per bank
branch of Scheduled
Commercial Banks for
setting up a Greenfield
enterprise: Stand up
India (21)
2. Under stand-up India
scheme, ...............
percent of the
shareholding of the
enterprise should
belong to
SC/ST/Women
entrepreneurs.
Ans – 51% (22)

Energy Access:
Schemes
 Electricity
1. Indira Grah Jyoti
Yojana to provide free

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

100 units of electricity

was launched by? Ans:
Madhya Pradesh (19)
2. The LED distribution
related scheme: Ans:
UJALA (Unnat Jyoti
by Affordable LEDs
for All) (20)
PM Saubhagya
 PM Saubhagya Yojana
prioritised reaching
electricity to: Ans:
Rural and Urban
Establishments (19)
 The scheme to provide
energy access to all by
last mile connectivity
and electricity
connections to all
remaining un-
electrified households
in rural as well as
urban areas to achieve
universal household
electrification in the
country. Saubhagya
(21)
 Clean Energy
1. The beneficiaries
under PM Ujjwala

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

yojana get a subsidy of

......... for up to ....
Cylinders in a year.
Ans – 200, 12 (22)
 What is the maximum
financial assistance (in
crores) per commercial
project under PM
JIVAN yojana?
Ans – 150 (22)

Infra & Investment:

Schemes
NIP
1. NIP dashboard; Ans:
https://indiainvestmentgrid.
gov.in/ (20)
2. Total projects under NIP:
Ans: 6500+ (20)
3. NIP dashboard allows
to:Ans: All of the above
(search, track,
communicate) (20)
Other
1. The Sagarmala programme
is the flagship programme
of the Ministry of Shipping
to promote port-led

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

development in the country

through harnessing India’s
7,500 km long coastline,
____ km of potentially
navigable waterways and
strategic location on key
international maritime trade
routes. The main vision of
the Sagarmala Programme
is to reduce logistics cost
for EXIM and domestic
trade with minimal
infrastructure investment.
Ans: 14500 km (22)
2. InvITs are registered in the
form of – Ans – Trusts
InvITs stands for
Infrastructure Investment
Trusts (21)

Misc:
Schemes

1. Azadi Se Antyodaya Tak

is a 90-day campaign
with a mission to saturate
75 Districts across 28
States/UTs with
beneficiary schemes of 09
central ministries. Which

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

Ministry is responsible
for launching azadi se
Antyodaya Tak scheme?
Ans- Ministry of Rural
Development (22)
2. The progress of
Aspirational districts is
monitored based on 5
parameters. Which of the
following is not among
the 5 parameters? [a]
Housing and Shelter [b]
Education [c] Health and
Nutrition [d] Agriculture
and water [e] Skill
development and
financial inclusion
Ans – Housing and
Shelter 5 th parameter is
infrastructure (22)
3. e-RUPI has been
developed in
collaboration with the
Department of Financial
Services, Ministry of
Health & Family Welfare
and National Health
Authority (21)

Telegram: https://t.me/NABARDbyASHISH
Ranjit Patil
NABARD Grade A Officer (2023)

MISC Numerical
1. Numerical (28600 in second year given)
Ans: 4000/None of these (5200) (19)
2. Numerical (asked third year credit limit
Ans: 68600 (68,607/- exact) (19)

Telegram: https://t.me/NABARDbyASHISH